Monthly Repayment |
HKD$21,965
|
Initial Payment |
HKD$3.09 Millions
|
Loan Amount |
HKD$4.63 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$231,600
|
Legal Fee |
HKD$36,800
|
Agency Fee |
HKD$77,200
|
Total Expense |
HKD$345,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57118 | 40578 | 31676 | 27722 | 21302 | 17456 | 14898 |
1.5% | 58122 | 41591 | 32699 | 28752 | 22351 | 18525 | 15985 |
2% | 59138 | 42620 | 33743 | 29807 | 23432 | 19632 | 17120 |
2.5% | 60165 | 43665 | 34808 | 30885 | 24545 | 20779 | 18302 |
3% | 61204 | 44726 | 35894 | 31987 | 25688 | 21965 | 19528 |
3.5% | 62253 | 45803 | 37000 | 33113 | 26863 | 23188 | 20799 |
4% | 63313 | 46896 | 38126 | 34262 | 28069 | 24449 | 22113 |
4.5% | 64385 | 48005 | 39273 | 35434 | 29304 | 25746 | 23469 |
5% | 65468 | 49129 | 40440 | 36629 | 30569 | 27078 | 24865 |
5.5% | 66562 | 50269 | 41626 | 37847 | 31862 | 28444 | 26299 |
6% | 67666 | 51424 | 42833 | 39087 | 33185 | 29844 | 27771 |