Monthly Repayment |
HKD$25,526
|
Initial Payment |
HKD$2.31 Millions
|
Loan Amount |
HKD$5.38 Millions
|
Total interest |
HKD$2.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$230,700
|
Legal Fee |
HKD$36,725
|
Agency Fee |
HKD$76,900
|
Total Expense |
HKD$344,325
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66379 | 47157 | 36812 | 32216 | 24756 | 20287 | 17313 |
1.5% | 67546 | 48334 | 38001 | 33414 | 25975 | 21528 | 18577 |
2% | 68727 | 49530 | 39214 | 34640 | 27231 | 22816 | 19896 |
2.5% | 69920 | 50745 | 40452 | 35893 | 28524 | 24149 | 21269 |
3% | 71127 | 51978 | 41713 | 37174 | 29853 | 25526 | 22694 |
3.5% | 72346 | 53230 | 42999 | 38482 | 31219 | 26948 | 24172 |
4% | 73579 | 54500 | 44308 | 39817 | 32619 | 28413 | 25699 |
4.5% | 74824 | 55788 | 45640 | 41179 | 34055 | 29920 | 27274 |
5% | 76082 | 57095 | 46996 | 42568 | 35525 | 31468 | 28897 |
5.5% | 77353 | 58419 | 48375 | 43983 | 37028 | 33056 | 30564 |
6% | 78637 | 59762 | 49777 | 45424 | 38565 | 34682 | 32273 |