Monthly Repayment |
HKD$21,880
|
Initial Payment |
HKD$3.08 Millions
|
Loan Amount |
HKD$4.61 Millions
|
Total interest |
HKD$1.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$230,700
|
Legal Fee |
HKD$36,725
|
Agency Fee |
HKD$76,900
|
Total Expense |
HKD$344,325
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56896 | 40420 | 31553 | 27614 | 21219 | 17388 | 14840 |
1.5% | 57897 | 41429 | 32572 | 28641 | 22264 | 18453 | 15923 |
2% | 58908 | 42455 | 33612 | 29691 | 23341 | 19556 | 17054 |
2.5% | 59931 | 43496 | 34673 | 30765 | 24449 | 20699 | 18230 |
3% | 60966 | 44553 | 35754 | 31863 | 25589 | 21880 | 19452 |
3.5% | 62011 | 45625 | 36856 | 32984 | 26759 | 23098 | 20718 |
4% | 63067 | 46714 | 37978 | 34129 | 27959 | 24354 | 22027 |
4.5% | 64135 | 47818 | 39120 | 35296 | 29190 | 25646 | 23378 |
5% | 65213 | 48938 | 40282 | 36487 | 30450 | 26972 | 24768 |
5.5% | 66303 | 50074 | 41465 | 37700 | 31739 | 28333 | 26197 |
6% | 67403 | 51224 | 42666 | 38935 | 33056 | 29728 | 27663 |