Monthly Repayment |
HKD$182,097
|
Initial Payment |
HKD$38.4 Millions
|
Loan Amount |
HKD$38.4 Millions
|
Total interest |
HKD$16.23 Millions
|
complete insurance payment |
HKD$115,200 (0.3%)
|
Stamp Duty |
HKD$3,264,000
|
Legal Fee |
HKD$209,500
|
Agency Fee |
HKD$768,000
|
Total Expense |
HKD$4,356,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 473519 | 336399 | 262602 | 229821 | 176599 | 144719 | 123509 |
1.5% | 481848 | 344799 | 271086 | 238365 | 185297 | 153575 | 132526 |
2% | 490269 | 353331 | 279742 | 247107 | 194259 | 162760 | 141933 |
2.5% | 498783 | 361996 | 288570 | 256047 | 203482 | 172268 | 151726 |
3% | 507390 | 370793 | 297569 | 265183 | 212965 | 182097 | 161895 |
3.5% | 516090 | 379721 | 306738 | 274514 | 222704 | 192239 | 172433 |
4% | 524882 | 388781 | 316076 | 284040 | 232696 | 202689 | 183327 |
4.5% | 533766 | 397971 | 325582 | 293757 | 242937 | 213439 | 194567 |
5% | 542742 | 407291 | 335254 | 303664 | 253423 | 224482 | 206139 |
5.5% | 551809 | 416740 | 345092 | 313760 | 264148 | 235809 | 218030 |
6% | 560968 | 426318 | 355093 | 324041 | 275109 | 247411 | 230227 |