Monthly Repayment |
HKD$21,851
|
Initial Payment |
HKD$3.07 Millions
|
Loan Amount |
HKD$4.61 Millions
|
Total interest |
HKD$1.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$230,400
|
Legal Fee |
HKD$36,700
|
Agency Fee |
HKD$76,800
|
Total Expense |
HKD$343,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56822 | 40367 | 31512 | 27578 | 21191 | 17366 | 14821 |
1.5% | 57821 | 41375 | 32530 | 28603 | 22235 | 18429 | 15903 |
2% | 58832 | 42399 | 33569 | 29652 | 23311 | 19531 | 17032 |
2.5% | 59854 | 43439 | 34628 | 30725 | 24417 | 20672 | 18207 |
3% | 60886 | 44495 | 35708 | 31822 | 25555 | 21851 | 19427 |
3.5% | 61930 | 45566 | 36808 | 32941 | 26724 | 23068 | 20691 |
4% | 62985 | 46653 | 37929 | 34084 | 27923 | 24322 | 21999 |
4.5% | 64051 | 47756 | 39069 | 35250 | 29152 | 25612 | 23348 |
5% | 65129 | 48874 | 40230 | 36439 | 30410 | 26937 | 24736 |
5.5% | 66217 | 50008 | 41411 | 37651 | 31697 | 28297 | 26163 |
6% | 67316 | 51158 | 42611 | 38884 | 33013 | 29689 | 27627 |