Monthly Repayment |
HKD$25,394
|
Initial Payment |
HKD$2.3 Millions
|
Loan Amount |
HKD$5.36 Millions
|
Total interest |
HKD$2.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$229,500
|
Legal Fee |
HKD$36,625
|
Agency Fee |
HKD$76,500
|
Total Expense |
HKD$342,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66033 | 46912 | 36620 | 32049 | 24627 | 20181 | 17223 |
1.5% | 67195 | 48083 | 37803 | 33240 | 25840 | 21416 | 18481 |
2% | 68369 | 49273 | 39011 | 34459 | 27090 | 22697 | 19793 |
2.5% | 69556 | 50481 | 40242 | 35706 | 28376 | 24023 | 21158 |
3% | 70757 | 51708 | 41497 | 36980 | 29698 | 25394 | 22576 |
3.5% | 71970 | 52953 | 42775 | 38281 | 31056 | 26808 | 24046 |
4% | 73196 | 54216 | 44077 | 39610 | 32450 | 28265 | 25565 |
4.5% | 74435 | 55498 | 45403 | 40965 | 33878 | 29764 | 27132 |
5% | 75687 | 56798 | 46752 | 42346 | 35340 | 31304 | 28746 |
5.5% | 76951 | 58115 | 48124 | 43754 | 36836 | 32884 | 30405 |
6% | 78228 | 59451 | 49518 | 45188 | 38364 | 34502 | 32105 |