Monthly Repayment |
HKD$25,360
|
Initial Payment |
HKD$2.29 Millions
|
Loan Amount |
HKD$5.35 Millions
|
Total interest |
HKD$2.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$229,200
|
Legal Fee |
HKD$36,600
|
Agency Fee |
HKD$76,400
|
Total Expense |
HKD$342,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65947 | 46850 | 36572 | 32007 | 24595 | 20155 | 17201 |
1.5% | 67107 | 48020 | 37754 | 33197 | 25806 | 21388 | 18457 |
2% | 68280 | 49208 | 38960 | 34414 | 27054 | 22667 | 19767 |
2.5% | 69466 | 50415 | 40189 | 35659 | 28339 | 23992 | 21131 |
3% | 70664 | 51640 | 41442 | 36932 | 29659 | 25360 | 22547 |
3.5% | 71876 | 52884 | 42719 | 38231 | 31016 | 26773 | 24014 |
4% | 73100 | 54145 | 44020 | 39558 | 32407 | 28228 | 25532 |
4.5% | 74338 | 55425 | 45344 | 40911 | 33834 | 29725 | 27097 |
5% | 75588 | 56723 | 46691 | 42291 | 35294 | 31263 | 28709 |
5.5% | 76850 | 58039 | 48061 | 43697 | 36788 | 32841 | 30365 |
6% | 78126 | 59373 | 49454 | 45129 | 38314 | 34457 | 32063 |