Monthly Repayment |
HKD$21,709
|
Initial Payment |
HKD$3.05 Millions
|
Loan Amount |
HKD$4.58 Millions
|
Total interest |
HKD$1.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$228,900
|
Legal Fee |
HKD$36,575
|
Agency Fee |
HKD$76,300
|
Total Expense |
HKD$341,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56452 | 40105 | 31307 | 27399 | 21053 | 17253 | 14724 |
1.5% | 57445 | 41106 | 32318 | 28417 | 22090 | 18309 | 15799 |
2% | 58449 | 42123 | 33350 | 29459 | 23159 | 19404 | 16921 |
2.5% | 59464 | 43156 | 34403 | 30525 | 24258 | 20537 | 18088 |
3% | 60490 | 44205 | 35475 | 31614 | 25389 | 21709 | 19301 |
3.5% | 61527 | 45269 | 36568 | 32727 | 26550 | 22918 | 20557 |
4% | 62575 | 46350 | 37682 | 33862 | 27741 | 24164 | 21856 |
4.5% | 63634 | 47445 | 38815 | 35021 | 28962 | 25446 | 23196 |
5% | 64705 | 48556 | 39968 | 36202 | 30212 | 26762 | 24575 |
5.5% | 65786 | 49683 | 41141 | 37406 | 31491 | 28112 | 25993 |
6% | 66877 | 50825 | 42333 | 38631 | 32798 | 29496 | 27447 |