Monthly Repayment |
HKD$21,680
|
Initial Payment |
HKD$3.05 Millions
|
Loan Amount |
HKD$4.57 Millions
|
Total interest |
HKD$1.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$228,600
|
Legal Fee |
HKD$36,550
|
Agency Fee |
HKD$76,200
|
Total Expense |
HKD$341,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56378 | 40052 | 31266 | 27363 | 21026 | 17230 | 14705 |
1.5% | 57370 | 41052 | 32276 | 28380 | 22061 | 18285 | 15778 |
2% | 58372 | 42068 | 33306 | 29421 | 23128 | 19378 | 16899 |
2.5% | 59386 | 43100 | 34357 | 30485 | 24227 | 20510 | 18064 |
3% | 60411 | 44147 | 35429 | 31573 | 25356 | 21680 | 19275 |
3.5% | 61446 | 45210 | 36521 | 32684 | 26515 | 22888 | 20530 |
4% | 62493 | 46289 | 37632 | 33818 | 27705 | 24132 | 21827 |
4.5% | 63551 | 47383 | 38764 | 34975 | 28924 | 25412 | 23165 |
5% | 64620 | 48493 | 39916 | 36155 | 30173 | 26727 | 24543 |
5.5% | 65699 | 49618 | 41087 | 37357 | 31450 | 28076 | 25959 |
6% | 66790 | 50758 | 42278 | 38581 | 32755 | 29457 | 27411 |