Monthly Repayment |
HKD$180,200
|
Initial Payment |
HKD$38 Millions
|
Loan Amount |
HKD$38 Millions
|
Total interest |
HKD$16.06 Millions
|
complete insurance payment |
HKD$114,000 (0.3%)
|
Stamp Duty |
HKD$3,230,000
|
Legal Fee |
HKD$207,500
|
Agency Fee |
HKD$760,000
|
Total Expense |
HKD$4,311,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 468587 | 332895 | 259867 | 227427 | 174759 | 143211 | 122223 |
1.5% | 476828 | 341207 | 268262 | 235882 | 183367 | 151975 | 131145 |
2% | 485162 | 349651 | 276828 | 244533 | 192235 | 161064 | 140455 |
2.5% | 493588 | 358225 | 285564 | 253379 | 201363 | 170474 | 150145 |
3% | 502105 | 366930 | 294469 | 262421 | 210747 | 180200 | 160209 |
3.5% | 510714 | 375766 | 303543 | 271655 | 220384 | 190236 | 170636 |
4% | 519414 | 384731 | 312784 | 281081 | 230272 | 200577 | 181417 |
4.5% | 528206 | 393825 | 322190 | 290697 | 240406 | 211216 | 192540 |
5% | 537088 | 403048 | 331762 | 300501 | 250783 | 222144 | 203992 |
5.5% | 546061 | 412399 | 341497 | 310491 | 261397 | 233353 | 215759 |
6% | 555125 | 421877 | 351394 | 320665 | 272243 | 244834 | 227829 |