Monthly Repayment |
HKD$25,228
|
Initial Payment |
HKD$2.28 Millions
|
Loan Amount |
HKD$5.32 Millions
|
Total interest |
HKD$2.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$228,000
|
Legal Fee |
HKD$36,500
|
Agency Fee |
HKD$76,000
|
Total Expense |
HKD$340,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65602 | 46605 | 36381 | 31839 | 24466 | 20049 | 17111 |
1.5% | 66756 | 47769 | 37556 | 33023 | 25671 | 21276 | 18360 |
2% | 67922 | 48951 | 38756 | 34234 | 26912 | 22549 | 19663 |
2.5% | 69102 | 50151 | 39979 | 35473 | 28190 | 23866 | 21020 |
3% | 70294 | 51370 | 41225 | 36738 | 29504 | 25228 | 22429 |
3.5% | 71500 | 52607 | 42496 | 38031 | 30853 | 26633 | 23889 |
4% | 72718 | 53862 | 43789 | 39351 | 32238 | 28080 | 25398 |
4.5% | 73948 | 55135 | 45106 | 40697 | 33656 | 29570 | 26955 |
5% | 75192 | 56426 | 46446 | 42070 | 35109 | 31100 | 28558 |
5.5% | 76448 | 57735 | 47809 | 43468 | 36595 | 32669 | 30206 |
6% | 77717 | 59062 | 49195 | 44893 | 38114 | 34276 | 31896 |