Monthly Repayment |
HKD$26,242
|
Initial Payment |
HKD$3.8 Millions
|
Loan Amount |
HKD$3.8 Millions
|
Total interest |
HKD$0.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$228,000
|
Legal Fee |
HKD$36,500
|
Agency Fee |
HKD$76,000
|
Total Expense |
HKD$340,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46858 | 33289 | 25986 | 22742 | 17475 | 14321 | 12222 |
1.5% | 47682 | 34120 | 26826 | 23588 | 18336 | 15197 | 13114 |
2% | 48516 | 34965 | 27682 | 24453 | 19223 | 16106 | 14045 |
2.5% | 49358 | 35822 | 28556 | 25337 | 20136 | 17047 | 15014 |
3% | 50210 | 36693 | 29446 | 26242 | 21074 | 18020 | 16020 |
3.5% | 51071 | 37576 | 30354 | 27165 | 22038 | 19023 | 17063 |
4% | 51941 | 38473 | 31278 | 28108 | 23027 | 20057 | 18141 |
4.5% | 52820 | 39382 | 32219 | 29069 | 24040 | 21121 | 19254 |
5% | 53708 | 40304 | 33176 | 30050 | 25078 | 22214 | 20399 |
5.5% | 54606 | 41239 | 34149 | 31049 | 26139 | 23335 | 21575 |
6% | 55512 | 42187 | 35139 | 32066 | 27224 | 24483 | 22782 |