Monthly Repayment |
HKD$2,638
|
Initial Payment |
HKD$0.38 Millions
|
Loan Amount |
HKD$0.38 Millions
|
Total interest |
HKD$0.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,230
|
Agency Fee |
HKD$7,640
|
Total Expense |
HKD$15,970
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4710 | 3346 | 2612 | 2286 | 1756 | 1439 | 1228 |
1.5% | 4793 | 3430 | 2696 | 2371 | 1843 | 1527 | 1318 |
2% | 4877 | 3514 | 2782 | 2458 | 1932 | 1619 | 1411 |
2.5% | 4961 | 3601 | 2870 | 2547 | 2024 | 1713 | 1509 |
3% | 5047 | 3688 | 2960 | 2638 | 2118 | 1811 | 1610 |
3.5% | 5134 | 3777 | 3051 | 2730 | 2215 | 1912 | 1715 |
4% | 5221 | 3867 | 3144 | 2825 | 2314 | 2016 | 1823 |
4.5% | 5309 | 3958 | 3238 | 2922 | 2416 | 2123 | 1935 |
5% | 5399 | 4051 | 3335 | 3020 | 2521 | 2233 | 2050 |
5.5% | 5489 | 4145 | 3432 | 3121 | 2627 | 2345 | 2168 |
6% | 5580 | 4240 | 3532 | 3223 | 2736 | 2461 | 2290 |