Monthly Repayment |
HKD$2,162
|
Initial Payment |
HKD$0.3 Millions
|
Loan Amount |
HKD$0.46 Millions
|
Total interest |
HKD$0.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,200
|
Agency Fee |
HKD$7,600
|
Total Expense |
HKD$15,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5623 | 3994 | 3118 | 2729 | 2097 | 1718 | 1466 |
1.5% | 5721 | 4094 | 3219 | 2830 | 2200 | 1823 | 1573 |
2% | 5821 | 4195 | 3321 | 2934 | 2306 | 1932 | 1685 |
2.5% | 5923 | 4298 | 3426 | 3040 | 2416 | 2045 | 1801 |
3% | 6025 | 4403 | 3533 | 3149 | 2528 | 2162 | 1922 |
3.5% | 6128 | 4509 | 3642 | 3259 | 2644 | 2282 | 2047 |
4% | 6232 | 4616 | 3753 | 3372 | 2763 | 2406 | 2177 |
4.5% | 6338 | 4725 | 3866 | 3488 | 2884 | 2534 | 2310 |
5% | 6445 | 4836 | 3981 | 3606 | 3009 | 2665 | 2447 |
5.5% | 6552 | 4948 | 4097 | 3725 | 3136 | 2800 | 2589 |
6% | 6661 | 5062 | 4216 | 3847 | 3266 | 2938 | 2733 |