Monthly Repayment |
HKD$21,609
|
Initial Payment |
HKD$3.04 Millions
|
Loan Amount |
HKD$4.56 Millions
|
Total interest |
HKD$1.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$227,850
|
Legal Fee |
HKD$36,487
|
Agency Fee |
HKD$75,950
|
Total Expense |
HKD$340,287
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56193 | 39921 | 31163 | 27273 | 20957 | 17174 | 14657 |
1.5% | 57181 | 40917 | 32170 | 28287 | 21989 | 18225 | 15727 |
2% | 58181 | 41930 | 33197 | 29324 | 23053 | 19315 | 16843 |
2.5% | 59191 | 42958 | 34245 | 30385 | 24147 | 20443 | 18005 |
3% | 60213 | 44002 | 35313 | 31469 | 25273 | 21609 | 19212 |
3.5% | 61245 | 45062 | 36401 | 32577 | 26428 | 22813 | 20462 |
4% | 62288 | 46137 | 37509 | 33707 | 27614 | 24053 | 21755 |
4.5% | 63343 | 47228 | 38637 | 34860 | 28829 | 25329 | 23089 |
5% | 64408 | 48334 | 39785 | 36036 | 30074 | 26639 | 24462 |
5.5% | 65484 | 49455 | 40952 | 37234 | 31347 | 27983 | 25874 |
6% | 66571 | 50592 | 42139 | 38454 | 32647 | 29360 | 27321 |