Monthly Repayment |
HKD$25,194
|
Initial Payment |
HKD$2.28 Millions
|
Loan Amount |
HKD$5.31 Millions
|
Total interest |
HKD$2.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$227,700
|
Legal Fee |
HKD$36,475
|
Agency Fee |
HKD$75,900
|
Total Expense |
HKD$340,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65515 | 46544 | 36333 | 31798 | 24434 | 20023 | 17088 |
1.5% | 66668 | 47706 | 37507 | 32980 | 25637 | 21248 | 18336 |
2% | 67833 | 48886 | 38705 | 34189 | 26877 | 22519 | 19637 |
2.5% | 69011 | 50085 | 39926 | 35426 | 28153 | 23835 | 20992 |
3% | 70202 | 51302 | 41171 | 36690 | 29465 | 25194 | 22399 |
3.5% | 71405 | 52538 | 42440 | 37981 | 30813 | 26598 | 23857 |
4% | 72622 | 53791 | 43732 | 39299 | 32195 | 28043 | 25365 |
4.5% | 73851 | 55063 | 45047 | 40644 | 33612 | 29531 | 26920 |
5% | 75093 | 56352 | 46385 | 42014 | 35063 | 31059 | 28521 |
5.5% | 76348 | 57660 | 47746 | 43411 | 36547 | 32626 | 30166 |
6% | 77615 | 58985 | 49130 | 44834 | 38063 | 34231 | 31854 |