Monthly Repayment |
HKD$25,161
|
Initial Payment |
HKD$2.27 Millions
|
Loan Amount |
HKD$5.31 Millions
|
Total interest |
HKD$2.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$227,400
|
Legal Fee |
HKD$36,450
|
Agency Fee |
HKD$75,800
|
Total Expense |
HKD$339,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65429 | 46482 | 36285 | 31756 | 24401 | 19996 | 17066 |
1.5% | 66580 | 47643 | 37457 | 32936 | 25603 | 21220 | 18312 |
2% | 67744 | 48822 | 38654 | 34144 | 26842 | 22489 | 19612 |
2.5% | 68920 | 50019 | 39873 | 35379 | 28116 | 23803 | 20965 |
3% | 70109 | 51235 | 41117 | 36642 | 29426 | 25161 | 22370 |
3.5% | 71311 | 52468 | 42384 | 37931 | 30772 | 26563 | 23826 |
4% | 72526 | 53720 | 43674 | 39247 | 32153 | 28007 | 25331 |
4.5% | 73754 | 54990 | 44988 | 40590 | 33568 | 29492 | 26884 |
5% | 74994 | 56278 | 46324 | 41959 | 35017 | 31018 | 28483 |
5.5% | 76247 | 57584 | 47683 | 43354 | 36499 | 32583 | 30126 |
6% | 77512 | 58907 | 49065 | 44775 | 38013 | 34186 | 31812 |