Monthly Repayment |
HKD$21,510
|
Initial Payment |
HKD$3.02 Millions
|
Loan Amount |
HKD$4.54 Millions
|
Total interest |
HKD$1.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$226,800
|
Legal Fee |
HKD$36,400
|
Agency Fee |
HKD$75,600
|
Total Expense |
HKD$338,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55934 | 39737 | 31019 | 27147 | 20860 | 17094 | 14589 |
1.5% | 56918 | 40729 | 32022 | 28156 | 21888 | 18141 | 15654 |
2% | 57913 | 41737 | 33044 | 29189 | 22946 | 19226 | 16765 |
2.5% | 58918 | 42760 | 34087 | 30245 | 24036 | 20349 | 17922 |
3% | 59935 | 43799 | 35150 | 31324 | 25156 | 21510 | 19123 |
3.5% | 60963 | 44854 | 36233 | 32427 | 26306 | 22708 | 20368 |
4% | 62001 | 45924 | 37336 | 33552 | 27487 | 23942 | 21655 |
4.5% | 63051 | 47010 | 38459 | 34700 | 28696 | 25212 | 22983 |
5% | 64111 | 48111 | 39601 | 35870 | 29935 | 26517 | 24350 |
5.5% | 65182 | 49227 | 40764 | 37062 | 31202 | 27855 | 25754 |
6% | 66264 | 50358 | 41945 | 38277 | 32497 | 29225 | 27195 |