Monthly Repayment |
HKD$21,481
|
Initial Payment |
HKD$3.02 Millions
|
Loan Amount |
HKD$4.53 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$226,500
|
Legal Fee |
HKD$36,375
|
Agency Fee |
HKD$75,500
|
Total Expense |
HKD$338,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55860 | 39684 | 30978 | 27111 | 20833 | 17072 | 14570 |
1.5% | 56843 | 40675 | 31979 | 28119 | 21859 | 18117 | 15633 |
2% | 57836 | 41682 | 33000 | 29150 | 22916 | 19200 | 16743 |
2.5% | 58840 | 42704 | 34042 | 30205 | 24004 | 20322 | 17898 |
3% | 59856 | 43742 | 35103 | 31283 | 25123 | 21481 | 19098 |
3.5% | 60882 | 44795 | 36185 | 32384 | 26272 | 22678 | 20341 |
4% | 61919 | 45864 | 37287 | 33507 | 27450 | 23911 | 21626 |
4.5% | 62967 | 46948 | 38408 | 34654 | 28659 | 25179 | 22952 |
5% | 64026 | 48047 | 39549 | 35822 | 29895 | 26481 | 24318 |
5.5% | 65096 | 49162 | 40710 | 37013 | 31161 | 27818 | 25720 |
6% | 66176 | 50292 | 41889 | 38226 | 32454 | 29186 | 27159 |