Monthly Repayment |
HKD$26,069
|
Initial Payment |
HKD$3.78 Millions
|
Loan Amount |
HKD$3.78 Millions
|
Total interest |
HKD$0.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$226,500
|
Legal Fee |
HKD$36,375
|
Agency Fee |
HKD$75,500
|
Total Expense |
HKD$338,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46550 | 33070 | 25815 | 22593 | 17361 | 14226 | 12141 |
1.5% | 47369 | 33896 | 26649 | 23433 | 18216 | 15097 | 13028 |
2% | 48197 | 34735 | 27500 | 24292 | 19097 | 16000 | 13953 |
2.5% | 49034 | 35586 | 28368 | 25171 | 20003 | 16935 | 14915 |
3% | 49880 | 36451 | 29253 | 26069 | 20936 | 17901 | 15915 |
3.5% | 50735 | 37329 | 30154 | 26986 | 21893 | 18898 | 16951 |
4% | 51599 | 38220 | 31072 | 27923 | 22875 | 19925 | 18022 |
4.5% | 52473 | 39123 | 32007 | 28878 | 23882 | 20982 | 19127 |
5% | 53355 | 40039 | 32958 | 29852 | 24913 | 22068 | 20265 |
5.5% | 54246 | 40968 | 33925 | 30844 | 25967 | 23181 | 21434 |
6% | 55147 | 41910 | 34908 | 31855 | 27045 | 24322 | 22633 |