Monthly Repayment |
HKD$21,424
|
Initial Payment |
HKD$3.01 Millions
|
Loan Amount |
HKD$4.52 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$225,900
|
Legal Fee |
HKD$36,325
|
Agency Fee |
HKD$75,300
|
Total Expense |
HKD$337,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55712 | 39579 | 30896 | 27039 | 20778 | 17027 | 14531 |
1.5% | 56692 | 40567 | 31895 | 28045 | 21801 | 18069 | 15592 |
2% | 57683 | 41571 | 32913 | 29073 | 22855 | 19149 | 16699 |
2.5% | 58685 | 42591 | 33952 | 30125 | 23941 | 20268 | 17851 |
3% | 59697 | 43626 | 35010 | 31200 | 25056 | 21424 | 19048 |
3.5% | 60721 | 44676 | 36089 | 32298 | 26202 | 22618 | 20287 |
4% | 61755 | 45742 | 37188 | 33419 | 27378 | 23847 | 21569 |
4.5% | 62800 | 46823 | 38306 | 34562 | 28583 | 25112 | 22892 |
5% | 63857 | 47920 | 39444 | 35728 | 29816 | 26411 | 24253 |
5.5% | 64923 | 49032 | 40602 | 36915 | 31078 | 27744 | 25652 |
6% | 66001 | 50159 | 41779 | 38125 | 32368 | 29109 | 27087 |