Monthly Repayment |
HKD$21,396
|
Initial Payment |
HKD$3.01 Millions
|
Loan Amount |
HKD$4.51 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$225,600
|
Legal Fee |
HKD$36,300
|
Agency Fee |
HKD$75,200
|
Total Expense |
HKD$337,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55638 | 39526 | 30855 | 27004 | 20750 | 17004 | 14512 |
1.5% | 56617 | 40513 | 31852 | 28007 | 21772 | 18045 | 15571 |
2% | 57606 | 41516 | 32869 | 29035 | 22825 | 19124 | 16677 |
2.5% | 58607 | 42534 | 33907 | 30085 | 23909 | 20241 | 17827 |
3% | 59618 | 43568 | 34964 | 31159 | 25023 | 21396 | 19022 |
3.5% | 60640 | 44617 | 36041 | 32255 | 26167 | 22588 | 20260 |
4% | 61673 | 45681 | 37139 | 33374 | 27341 | 23815 | 21540 |
4.5% | 62717 | 46761 | 38255 | 34516 | 28545 | 25079 | 22861 |
5% | 63772 | 47856 | 39392 | 35680 | 29777 | 26376 | 24221 |
5.5% | 64837 | 48967 | 40548 | 36866 | 31037 | 27707 | 25618 |
6% | 65913 | 50092 | 41723 | 38074 | 32325 | 29070 | 27051 |