Monthly Repayment |
HKD$177,829
|
Initial Payment |
HKD$37.5 Millions
|
Loan Amount |
HKD$37.5 Millions
|
Total interest |
HKD$15.85 Millions
|
complete insurance payment |
HKD$112,500 (0.3%)
|
Stamp Duty |
HKD$3,187,500
|
Legal Fee |
HKD$205,000
|
Agency Fee |
HKD$750,000
|
Total Expense |
HKD$4,255,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 462421 | 328515 | 256448 | 224435 | 172460 | 141327 | 120614 |
1.5% | 470554 | 336718 | 264733 | 232778 | 180954 | 149976 | 129420 |
2% | 478778 | 345050 | 273186 | 241315 | 189706 | 158945 | 138607 |
2.5% | 487093 | 353512 | 281807 | 250045 | 198713 | 168231 | 148170 |
3% | 495498 | 362102 | 290595 | 258968 | 207974 | 177829 | 158101 |
3.5% | 503994 | 370822 | 299549 | 268080 | 217484 | 187733 | 168391 |
4% | 512580 | 379669 | 308668 | 277382 | 227242 | 197938 | 179030 |
4.5% | 521256 | 388644 | 317951 | 286872 | 237243 | 208437 | 190006 |
5% | 530021 | 397745 | 327397 | 296547 | 247483 | 219221 | 201308 |
5.5% | 538876 | 406973 | 337004 | 306406 | 257957 | 230282 | 212920 |
6% | 547820 | 416326 | 346771 | 316446 | 268661 | 241613 | 224831 |