Monthly Repayment |
HKD$2,133
|
Initial Payment |
HKD$0.3 Millions
|
Loan Amount |
HKD$0.45 Millions
|
Total interest |
HKD$0.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,125
|
Agency Fee |
HKD$7,500
|
Total Expense |
HKD$15,725
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5549 | 3942 | 3077 | 2693 | 2069 | 1695 | 1447 |
1.5% | 5646 | 4040 | 3176 | 2793 | 2171 | 1799 | 1553 |
2% | 5745 | 4140 | 3278 | 2895 | 2276 | 1907 | 1663 |
2.5% | 5845 | 4242 | 3381 | 3000 | 2384 | 2018 | 1778 |
3% | 5945 | 4345 | 3487 | 3107 | 2495 | 2133 | 1897 |
3.5% | 6047 | 4449 | 3594 | 3216 | 2609 | 2252 | 2020 |
4% | 6150 | 4556 | 3704 | 3328 | 2726 | 2375 | 2148 |
4.5% | 6255 | 4663 | 3815 | 3442 | 2846 | 2501 | 2280 |
5% | 6360 | 4772 | 3928 | 3558 | 2969 | 2630 | 2415 |
5.5% | 6466 | 4883 | 4044 | 3676 | 3095 | 2763 | 2555 |
6% | 6573 | 4995 | 4161 | 3797 | 3223 | 2899 | 2697 |