Monthly Repayment |
HKD$21,311
|
Initial Payment |
HKD$3 Millions
|
Loan Amount |
HKD$4.49 Millions
|
Total interest |
HKD$1.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$224,700
|
Legal Fee |
HKD$36,225
|
Agency Fee |
HKD$74,900
|
Total Expense |
HKD$335,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55416 | 39369 | 30732 | 26896 | 20667 | 16936 | 14454 |
1.5% | 56391 | 40352 | 31725 | 27896 | 21685 | 17973 | 15509 |
2% | 57376 | 41350 | 32738 | 28919 | 22734 | 19048 | 16610 |
2.5% | 58373 | 42364 | 33771 | 29965 | 23813 | 20160 | 17756 |
3% | 59380 | 43394 | 34824 | 31034 | 24923 | 21311 | 18946 |
3.5% | 60398 | 44439 | 35898 | 32126 | 26063 | 22498 | 20180 |
4% | 61427 | 45499 | 36990 | 33241 | 27232 | 23720 | 21455 |
4.5% | 62467 | 46575 | 38103 | 34378 | 28431 | 24979 | 22770 |
5% | 63517 | 47665 | 39235 | 35538 | 29658 | 26271 | 24124 |
5.5% | 64578 | 48771 | 40386 | 36719 | 30913 | 27597 | 25516 |
6% | 65650 | 49892 | 41557 | 37922 | 32196 | 28954 | 26943 |