Monthly Repayment |
HKD$25,827
|
Initial Payment |
HKD$3.74 Millions
|
Loan Amount |
HKD$3.74 Millions
|
Total interest |
HKD$0.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$224,400
|
Legal Fee |
HKD$36,200
|
Agency Fee |
HKD$74,800
|
Total Expense |
HKD$335,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46118 | 32763 | 25576 | 22383 | 17200 | 14095 | 12029 |
1.5% | 46930 | 33582 | 26402 | 23215 | 18047 | 14957 | 12907 |
2% | 47750 | 34413 | 27245 | 24067 | 18920 | 15852 | 13823 |
2.5% | 48579 | 35256 | 28105 | 24937 | 19818 | 16778 | 14777 |
3% | 49417 | 36113 | 28982 | 25827 | 20741 | 17735 | 15767 |
3.5% | 50265 | 36983 | 29875 | 26736 | 21690 | 18723 | 16794 |
4% | 51121 | 37865 | 30784 | 27664 | 22663 | 19741 | 17855 |
4.5% | 51986 | 38760 | 31710 | 28610 | 23661 | 20788 | 18950 |
5% | 52860 | 39668 | 32652 | 29575 | 24682 | 21863 | 20077 |
5.5% | 53743 | 40588 | 33610 | 30558 | 25726 | 22966 | 21235 |
6% | 54635 | 41521 | 34584 | 31560 | 26794 | 24096 | 22423 |