Monthly Repayment |
HKD$21,254
|
Initial Payment |
HKD$2.99 Millions
|
Loan Amount |
HKD$4.48 Millions
|
Total interest |
HKD$1.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$224,100
|
Legal Fee |
HKD$36,175
|
Agency Fee |
HKD$74,700
|
Total Expense |
HKD$334,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55268 | 39264 | 30650 | 26824 | 20612 | 16891 | 14415 |
1.5% | 56240 | 40244 | 31640 | 27821 | 21627 | 17925 | 15468 |
2% | 57223 | 41240 | 32651 | 28842 | 22673 | 18997 | 16566 |
2.5% | 58217 | 42251 | 33681 | 29885 | 23750 | 20107 | 17709 |
3% | 59222 | 43278 | 34731 | 30951 | 24857 | 21254 | 18896 |
3.5% | 60237 | 44320 | 35802 | 32041 | 25993 | 22437 | 20126 |
4% | 61263 | 45378 | 36892 | 33152 | 27160 | 23657 | 21397 |
4.5% | 62300 | 46450 | 38001 | 34286 | 28355 | 24912 | 22709 |
5% | 63348 | 47538 | 39130 | 35443 | 29579 | 26201 | 24060 |
5.5% | 64406 | 48641 | 40278 | 36621 | 30831 | 27523 | 25448 |
6% | 65475 | 49759 | 41446 | 37821 | 32110 | 28877 | 26871 |