Monthly Repayment |
HKD$21,168
|
Initial Payment |
HKD$2.98 Millions
|
Loan Amount |
HKD$4.46 Millions
|
Total interest |
HKD$1.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$223,200
|
Legal Fee |
HKD$36,100
|
Agency Fee |
HKD$74,400
|
Total Expense |
HKD$333,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55046 | 39106 | 30527 | 26716 | 20529 | 16823 | 14357 |
1.5% | 56014 | 40082 | 31513 | 27709 | 21540 | 17853 | 15406 |
2% | 56993 | 41074 | 32520 | 28726 | 22582 | 18920 | 16499 |
2.5% | 57983 | 42082 | 33546 | 29765 | 23654 | 20026 | 17638 |
3% | 58984 | 43104 | 34592 | 30827 | 24757 | 21168 | 18820 |
3.5% | 59995 | 44142 | 35658 | 31912 | 25889 | 22347 | 20045 |
4% | 61017 | 45195 | 36743 | 33019 | 27050 | 23562 | 21311 |
4.5% | 62050 | 46264 | 37848 | 34149 | 28241 | 24812 | 22618 |
5% | 63093 | 47347 | 38973 | 35301 | 29460 | 26096 | 23963 |
5.5% | 64147 | 48446 | 40117 | 36474 | 30707 | 27412 | 25346 |
6% | 65212 | 49559 | 41279 | 37669 | 31981 | 28761 | 26763 |