Monthly Repayment |
HKD$24,663
|
Initial Payment |
HKD$2.23 Millions
|
Loan Amount |
HKD$5.2 Millions
|
Total interest |
HKD$2.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$222,900
|
Legal Fee |
HKD$36,075
|
Agency Fee |
HKD$74,300
|
Total Expense |
HKD$333,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64134 | 45562 | 35567 | 31127 | 23919 | 19601 | 16728 |
1.5% | 65262 | 46700 | 36716 | 32284 | 25097 | 20800 | 17949 |
2% | 66403 | 47856 | 37889 | 33468 | 26310 | 22044 | 19223 |
2.5% | 67556 | 49029 | 39084 | 34679 | 27560 | 23332 | 20550 |
3% | 68722 | 50221 | 40303 | 35917 | 28844 | 24663 | 21927 |
3.5% | 69900 | 51430 | 41545 | 37181 | 30163 | 26037 | 23354 |
4% | 71091 | 52657 | 42810 | 38471 | 31517 | 27452 | 24830 |
4.5% | 72294 | 53902 | 44097 | 39787 | 32904 | 28908 | 26352 |
5% | 73510 | 55164 | 45407 | 41129 | 34324 | 30404 | 27920 |
5.5% | 74738 | 56444 | 46740 | 42496 | 35777 | 31938 | 29530 |
6% | 75979 | 57741 | 48094 | 43888 | 37261 | 33510 | 31182 |