Monthly Repayment |
HKD$21,140
|
Initial Payment |
HKD$2.97 Millions
|
Loan Amount |
HKD$4.46 Millions
|
Total interest |
HKD$1.88 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$222,900
|
Legal Fee |
HKD$36,075
|
Agency Fee |
HKD$74,300
|
Total Expense |
HKD$333,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54972 | 39053 | 30486 | 26680 | 20502 | 16800 | 14338 |
1.5% | 55939 | 40029 | 31471 | 27672 | 21511 | 17829 | 15385 |
2% | 56917 | 41019 | 32476 | 28687 | 22552 | 18895 | 16477 |
2.5% | 57905 | 42025 | 33501 | 29725 | 23623 | 19999 | 17614 |
3% | 58904 | 43046 | 34545 | 30786 | 24723 | 21140 | 18795 |
3.5% | 59914 | 44083 | 35610 | 31869 | 25854 | 22317 | 20018 |
4% | 60935 | 45135 | 36694 | 32975 | 27014 | 23530 | 21283 |
4.5% | 61966 | 46202 | 37798 | 34103 | 28203 | 24779 | 22588 |
5% | 63008 | 47284 | 38921 | 35253 | 29420 | 26061 | 23931 |
5.5% | 64061 | 48381 | 40063 | 36425 | 30666 | 27376 | 25312 |
6% | 65124 | 49492 | 41224 | 37619 | 31938 | 28722 | 26727 |