Monthly Repayment |
HKD$25,655
|
Initial Payment |
HKD$3.72 Millions
|
Loan Amount |
HKD$3.72 Millions
|
Total interest |
HKD$0.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$222,900
|
Legal Fee |
HKD$36,075
|
Agency Fee |
HKD$74,300
|
Total Expense |
HKD$333,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45810 | 32544 | 25405 | 22234 | 17085 | 14000 | 11948 |
1.5% | 46616 | 33357 | 26226 | 23060 | 17926 | 14857 | 12821 |
2% | 47431 | 34182 | 27063 | 23906 | 18793 | 15746 | 13731 |
2.5% | 48254 | 35021 | 27917 | 24771 | 19685 | 16666 | 14678 |
3% | 49087 | 35872 | 28788 | 25655 | 20603 | 17616 | 15662 |
3.5% | 49929 | 36736 | 29675 | 26557 | 21545 | 18598 | 16682 |
4% | 50779 | 37612 | 30578 | 27479 | 22512 | 19609 | 17735 |
4.5% | 51639 | 38501 | 31498 | 28419 | 23502 | 20649 | 18823 |
5% | 52507 | 39403 | 32434 | 29377 | 24517 | 21717 | 19942 |
5.5% | 53384 | 40317 | 33385 | 30354 | 25555 | 22813 | 21093 |
6% | 54270 | 41244 | 34353 | 31349 | 26615 | 23935 | 22273 |