Monthly Repayment |
HKD$25,551
|
Initial Payment |
HKD$3.7 Millions
|
Loan Amount |
HKD$3.7 Millions
|
Total interest |
HKD$0.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$222,000
|
Legal Fee |
HKD$36,000
|
Agency Fee |
HKD$74,000
|
Total Expense |
HKD$332,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45625 | 32413 | 25302 | 22144 | 17016 | 13944 | 11900 |
1.5% | 46428 | 33222 | 26120 | 22967 | 17854 | 14797 | 12769 |
2% | 47239 | 34044 | 26954 | 23809 | 18717 | 15682 | 13675 |
2.5% | 48059 | 34879 | 27804 | 24671 | 19606 | 16598 | 14619 |
3% | 48889 | 35727 | 28672 | 25551 | 20520 | 17545 | 15599 |
3.5% | 49727 | 36587 | 29555 | 26450 | 21458 | 18523 | 16614 |
4% | 50574 | 37460 | 30455 | 27368 | 22421 | 19529 | 17664 |
4.5% | 51430 | 38346 | 31371 | 28304 | 23408 | 20565 | 18747 |
5% | 52295 | 39244 | 32303 | 29259 | 24418 | 21629 | 19862 |
5.5% | 53169 | 40154 | 33251 | 30232 | 25451 | 22721 | 21008 |
6% | 54051 | 41077 | 34214 | 31222 | 26507 | 23839 | 22183 |