Monthly Repayment |
HKD$21,026
|
Initial Payment |
HKD$2.96 Millions
|
Loan Amount |
HKD$4.43 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$221,700
|
Legal Fee |
HKD$35,975
|
Agency Fee |
HKD$73,900
|
Total Expense |
HKD$331,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54676 | 38843 | 30322 | 26537 | 20391 | 16710 | 14261 |
1.5% | 55638 | 39813 | 31302 | 27523 | 21396 | 17733 | 15302 |
2% | 56610 | 40798 | 32301 | 28533 | 22430 | 18793 | 16388 |
2.5% | 57593 | 41799 | 33320 | 29565 | 23495 | 19891 | 17519 |
3% | 58587 | 42815 | 34359 | 30620 | 24590 | 21026 | 18693 |
3.5% | 59592 | 43845 | 35418 | 31697 | 25715 | 22197 | 19910 |
4% | 60607 | 44892 | 36496 | 32797 | 26869 | 23404 | 21168 |
4.5% | 61633 | 45953 | 37594 | 33919 | 28051 | 24645 | 22466 |
5% | 62669 | 47029 | 38711 | 35063 | 29262 | 25920 | 23802 |
5.5% | 63716 | 48120 | 39847 | 36229 | 30500 | 27228 | 25175 |
6% | 64774 | 49226 | 41002 | 37416 | 31766 | 28568 | 26584 |