Monthly Repayment |
HKD$174,983
|
Initial Payment |
HKD$36.9 Millions
|
Loan Amount |
HKD$36.9 Millions
|
Total interest |
HKD$15.6 Millions
|
complete insurance payment |
HKD$110,700 (0.3%)
|
Stamp Duty |
HKD$3,136,500
|
Legal Fee |
HKD$202,000
|
Agency Fee |
HKD$738,000
|
Total Expense |
HKD$4,187,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 455023 | 323259 | 252344 | 220844 | 169700 | 139065 | 118684 |
1.5% | 463025 | 331330 | 260497 | 229054 | 178059 | 147576 | 127349 |
2% | 471118 | 339529 | 268815 | 237454 | 186670 | 156402 | 136389 |
2.5% | 479300 | 347855 | 277298 | 246045 | 195534 | 165539 | 145799 |
3% | 487570 | 356309 | 285945 | 254824 | 204646 | 174983 | 155571 |
3.5% | 495930 | 364888 | 294756 | 263791 | 214005 | 184730 | 165697 |
4% | 504378 | 373594 | 303729 | 272944 | 223606 | 194771 | 176166 |
4.5% | 512915 | 382425 | 312864 | 282282 | 233447 | 205102 | 186966 |
5% | 521541 | 391381 | 322159 | 291802 | 243523 | 215713 | 198087 |
5.5% | 530254 | 400461 | 331612 | 301503 | 253830 | 226598 | 209514 |
6% | 539055 | 409665 | 341222 | 311383 | 264363 | 237747 | 221234 |