Monthly Repayment |
HKD$21,020
|
Initial Payment |
HKD$2.96 Millions
|
Loan Amount |
HKD$4.43 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$221,640
|
Legal Fee |
HKD$35,970
|
Agency Fee |
HKD$73,880
|
Total Expense |
HKD$331,490
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54661 | 38833 | 30314 | 26530 | 20386 | 16706 | 14257 |
1.5% | 55623 | 39802 | 31293 | 27516 | 21390 | 17728 | 15298 |
2% | 56595 | 40787 | 32292 | 28525 | 22424 | 18788 | 16384 |
2.5% | 57578 | 41787 | 33311 | 29557 | 23489 | 19886 | 17514 |
3% | 58571 | 42803 | 34350 | 30612 | 24584 | 21020 | 18688 |
3.5% | 59576 | 43834 | 35409 | 31689 | 25708 | 22191 | 19905 |
4% | 60591 | 44879 | 36487 | 32788 | 26861 | 23397 | 21162 |
4.5% | 61616 | 45940 | 37584 | 33910 | 28044 | 24638 | 22460 |
5% | 62652 | 47016 | 38700 | 35054 | 29254 | 25913 | 23796 |
5.5% | 63699 | 48107 | 39836 | 36219 | 30492 | 27221 | 25168 |
6% | 64756 | 49213 | 40991 | 37406 | 31757 | 28560 | 26576 |