Monthly Repayment |
HKD$20,998
|
Initial Payment |
HKD$2.95 Millions
|
Loan Amount |
HKD$4.43 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$221,400
|
Legal Fee |
HKD$35,950
|
Agency Fee |
HKD$73,800
|
Total Expense |
HKD$331,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54602 | 38791 | 30281 | 26501 | 20364 | 16687 | 14242 |
1.5% | 55563 | 39759 | 31259 | 27486 | 21367 | 17709 | 15281 |
2% | 56534 | 40743 | 32257 | 28494 | 22400 | 18768 | 16366 |
2.5% | 57516 | 41742 | 33275 | 29525 | 23464 | 19864 | 17495 |
3% | 58508 | 42757 | 34313 | 30578 | 24557 | 20998 | 18668 |
3.5% | 59511 | 43786 | 35370 | 31654 | 25680 | 22167 | 19883 |
4% | 60525 | 44831 | 36447 | 32753 | 26832 | 23372 | 21139 |
4.5% | 61549 | 45891 | 37543 | 33873 | 28013 | 24612 | 22436 |
5% | 62584 | 46965 | 38659 | 35016 | 29222 | 25885 | 23770 |
5.5% | 63630 | 48055 | 39793 | 36180 | 30459 | 27191 | 25141 |
6% | 64686 | 49159 | 40946 | 37365 | 31723 | 28529 | 26548 |