Monthly Repayment |
HKD$25,482
|
Initial Payment |
HKD$3.69 Millions
|
Loan Amount |
HKD$3.69 Millions
|
Total interest |
HKD$0.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$221,400
|
Legal Fee |
HKD$35,950
|
Agency Fee |
HKD$73,800
|
Total Expense |
HKD$331,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45502 | 32325 | 25234 | 22084 | 16970 | 13906 | 11868 |
1.5% | 46302 | 33133 | 26049 | 22905 | 17805 | 14757 | 12734 |
2% | 47111 | 33952 | 26881 | 23745 | 18667 | 15640 | 13638 |
2.5% | 47930 | 34785 | 27729 | 24604 | 19553 | 16553 | 14579 |
3% | 48757 | 35630 | 28594 | 25482 | 20464 | 17498 | 15557 |
3.5% | 49593 | 36488 | 29475 | 26379 | 21400 | 18473 | 16569 |
4% | 50437 | 37359 | 30372 | 27294 | 22360 | 19477 | 17616 |
4.5% | 51291 | 38242 | 31286 | 28228 | 23344 | 20510 | 18696 |
5% | 52154 | 39138 | 32215 | 29180 | 24352 | 21571 | 19808 |
5.5% | 53025 | 40046 | 33161 | 30150 | 25383 | 22659 | 20951 |
6% | 53905 | 40966 | 34122 | 31138 | 26436 | 23774 | 22123 |