Monthly Repayment |
HKD$20,969
|
Initial Payment |
HKD$2.95 Millions
|
Loan Amount |
HKD$4.42 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$221,100
|
Legal Fee |
HKD$35,925
|
Agency Fee |
HKD$73,700
|
Total Expense |
HKD$330,725
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54528 | 38738 | 30240 | 26465 | 20336 | 16665 | 14222 |
1.5% | 55487 | 39705 | 31217 | 27449 | 21338 | 17685 | 15261 |
2% | 56457 | 40688 | 32214 | 28455 | 22370 | 18742 | 16344 |
2.5% | 57438 | 41686 | 33230 | 29485 | 23432 | 19837 | 17472 |
3% | 58429 | 42699 | 34267 | 30537 | 24524 | 20969 | 18643 |
3.5% | 59431 | 43727 | 35322 | 31612 | 25645 | 22137 | 19856 |
4% | 60443 | 44770 | 36398 | 32709 | 26796 | 23340 | 21111 |
4.5% | 61466 | 45828 | 37492 | 33828 | 27975 | 24578 | 22405 |
5% | 62500 | 46902 | 38606 | 34968 | 29183 | 25850 | 23738 |
5.5% | 63544 | 47990 | 39739 | 36131 | 30418 | 27154 | 25107 |
6% | 64599 | 49093 | 40891 | 37315 | 31680 | 28491 | 26512 |