Monthly Repayment |
HKD$24,398
|
Initial Payment |
HKD$2.21 Millions
|
Loan Amount |
HKD$5.15 Millions
|
Total interest |
HKD$2.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$220,500
|
Legal Fee |
HKD$35,875
|
Agency Fee |
HKD$73,500
|
Total Expense |
HKD$329,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63444 | 45072 | 35184 | 30792 | 23661 | 19390 | 16548 |
1.5% | 64560 | 46197 | 36321 | 31937 | 24826 | 20576 | 17756 |
2% | 65688 | 47340 | 37481 | 33108 | 26027 | 21807 | 19016 |
2.5% | 66829 | 48501 | 38663 | 34306 | 27263 | 23081 | 20328 |
3% | 67982 | 49680 | 39869 | 35530 | 28534 | 24398 | 21691 |
3.5% | 69148 | 50876 | 41098 | 36780 | 29838 | 25757 | 23103 |
4% | 70326 | 52090 | 42349 | 38056 | 31177 | 27157 | 24563 |
4.5% | 71516 | 53321 | 43622 | 39358 | 32549 | 28597 | 26068 |
5% | 72718 | 54570 | 44918 | 40686 | 33954 | 30077 | 27619 |
5.5% | 73933 | 55836 | 46237 | 42038 | 35391 | 31594 | 29212 |
6% | 75161 | 57120 | 47577 | 43416 | 36860 | 33149 | 30846 |