Monthly Repayment |
HKD$20,912
|
Initial Payment |
HKD$2.94 Millions
|
Loan Amount |
HKD$4.41 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$220,500
|
Legal Fee |
HKD$35,875
|
Agency Fee |
HKD$73,500
|
Total Expense |
HKD$329,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54380 | 38633 | 30158 | 26393 | 20281 | 16620 | 14184 |
1.5% | 55337 | 39598 | 31132 | 27374 | 21280 | 17637 | 15219 |
2% | 56304 | 40577 | 32126 | 28378 | 22309 | 18691 | 16300 |
2.5% | 57282 | 41573 | 33140 | 29405 | 23368 | 19783 | 17424 |
3% | 58270 | 42583 | 34174 | 30454 | 24457 | 20912 | 18592 |
3.5% | 59269 | 43608 | 35227 | 31526 | 25576 | 22077 | 19802 |
4% | 60279 | 44649 | 36299 | 32620 | 26723 | 23277 | 21054 |
4.5% | 61299 | 45704 | 37391 | 33736 | 27899 | 24512 | 22344 |
5% | 62330 | 46774 | 38501 | 34873 | 29104 | 25780 | 23673 |
5.5% | 63371 | 47860 | 39631 | 36033 | 30335 | 27081 | 25039 |
6% | 64423 | 48960 | 40780 | 37214 | 31594 | 28413 | 26440 |