Monthly Repayment |
HKD$20,875
|
Initial Payment |
HKD$2.93 Millions
|
Loan Amount |
HKD$4.4 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$220,110
|
Legal Fee |
HKD$35,842
|
Agency Fee |
HKD$73,370
|
Total Expense |
HKD$329,322
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54284 | 38565 | 30104 | 26346 | 20245 | 16590 | 14159 |
1.5% | 55239 | 39528 | 31077 | 27326 | 21242 | 17605 | 15192 |
2% | 56204 | 40506 | 32069 | 28328 | 22269 | 18658 | 16271 |
2.5% | 57180 | 41499 | 33081 | 29353 | 23327 | 19749 | 17394 |
3% | 58167 | 42507 | 34113 | 30400 | 24414 | 20875 | 18559 |
3.5% | 59164 | 43531 | 35164 | 31470 | 25530 | 22038 | 19767 |
4% | 60172 | 44570 | 36235 | 32562 | 26676 | 23236 | 21016 |
4.5% | 61191 | 45623 | 37324 | 33676 | 27850 | 24468 | 22305 |
5% | 62220 | 46692 | 38433 | 34812 | 29052 | 25734 | 23631 |
5.5% | 63259 | 47775 | 39561 | 35969 | 30282 | 27033 | 24995 |
6% | 64309 | 48873 | 40708 | 37148 | 31538 | 28363 | 26393 |