Monthly Repayment |
HKD$20,855
|
Initial Payment |
HKD$2.93 Millions
|
Loan Amount |
HKD$4.4 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$219,900
|
Legal Fee |
HKD$35,825
|
Agency Fee |
HKD$73,300
|
Total Expense |
HKD$329,025
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54232 | 38528 | 30076 | 26321 | 20226 | 16574 | 14145 |
1.5% | 55186 | 39490 | 31047 | 27300 | 21222 | 17589 | 15178 |
2% | 56151 | 40467 | 32039 | 28301 | 22248 | 18641 | 16255 |
2.5% | 57126 | 41459 | 33050 | 29325 | 23305 | 19730 | 17377 |
3% | 58112 | 42467 | 34081 | 30371 | 24391 | 20855 | 18542 |
3.5% | 59108 | 43490 | 35131 | 31440 | 25506 | 22017 | 19748 |
4% | 60115 | 44527 | 36200 | 32531 | 26651 | 23214 | 20996 |
4.5% | 61132 | 45580 | 37289 | 33644 | 27823 | 24445 | 22284 |
5% | 62160 | 46647 | 38397 | 34779 | 29024 | 25710 | 23609 |
5.5% | 63199 | 47729 | 39523 | 35935 | 30253 | 27007 | 24971 |
6% | 64248 | 48826 | 40669 | 37112 | 31508 | 28336 | 26368 |