Monthly Repayment |
HKD$20,827
|
Initial Payment |
HKD$2.93 Millions
|
Loan Amount |
HKD$4.39 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$219,600
|
Legal Fee |
HKD$35,800
|
Agency Fee |
HKD$73,200
|
Total Expense |
HKD$328,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54158 | 38475 | 30035 | 26285 | 20198 | 16552 | 14126 |
1.5% | 55111 | 39436 | 31005 | 27263 | 21193 | 17565 | 15157 |
2% | 56074 | 40412 | 31995 | 28262 | 22218 | 18615 | 16233 |
2.5% | 57048 | 41403 | 33005 | 29285 | 23273 | 19703 | 17353 |
3% | 58032 | 42409 | 34034 | 30330 | 24357 | 20827 | 18516 |
3.5% | 59027 | 43430 | 35083 | 31397 | 25471 | 21987 | 19722 |
4% | 60033 | 44466 | 36151 | 32487 | 26614 | 23182 | 20968 |
4.5% | 61049 | 45517 | 37238 | 33598 | 27785 | 24412 | 22253 |
5% | 62076 | 46583 | 38344 | 34731 | 28985 | 25675 | 23577 |
5.5% | 63113 | 47664 | 39469 | 35886 | 30212 | 26970 | 24937 |
6% | 64160 | 48760 | 40613 | 37062 | 31465 | 28297 | 26332 |