Monthly Repayment |
HKD$173,087
|
Initial Payment |
HKD$36.5 Millions
|
Loan Amount |
HKD$36.5 Millions
|
Total interest |
HKD$15.43 Millions
|
complete insurance payment |
HKD$109,500 (0.3%)
|
Stamp Duty |
HKD$3,102,500
|
Legal Fee |
HKD$200,000
|
Agency Fee |
HKD$730,000
|
Total Expense |
HKD$4,142,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 450090 | 319755 | 249609 | 218450 | 167861 | 137558 | 117398 |
1.5% | 458006 | 327738 | 257673 | 226571 | 176129 | 145976 | 125968 |
2% | 466011 | 335849 | 265901 | 234880 | 184647 | 154706 | 134911 |
2.5% | 474104 | 344085 | 274292 | 243378 | 193414 | 163745 | 144219 |
3% | 482285 | 352446 | 282846 | 252062 | 202428 | 173087 | 153885 |
3.5% | 490554 | 360933 | 291561 | 260932 | 211685 | 182727 | 163901 |
4% | 498911 | 369544 | 300437 | 269986 | 221182 | 192660 | 174256 |
4.5% | 507355 | 378280 | 309472 | 279222 | 230917 | 202878 | 184940 |
5% | 515887 | 387139 | 318666 | 288639 | 240883 | 213375 | 195939 |
5.5% | 524506 | 396120 | 328017 | 298235 | 251078 | 224141 | 207242 |
6% | 533212 | 405224 | 337524 | 308007 | 261497 | 235170 | 218835 |