Monthly Repayment |
HKD$24,232
|
Loan Amount |
HKD$5.11 Millions
|
Total interest |
HKD$2.16 Millions
|
Total repayment |
HKD$7.27 Millions
|
Down payment |
HKD$2,190,000
|
Stamp Duty |
HKD$219,000
|
Legal Fee |
HKD$35,750
|
Agency Fee |
HKD$73,000
|
complete insurance payment |
--
|
Total Expense |
HKD$2,517,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63012 | 44765 | 34945 | 30583 | 23500 | 19258 | 16435 |
1.5% | 64120 | 45883 | 36074 | 31719 | 24658 | 20436 | 17635 |
2% | 65241 | 47018 | 37226 | 32883 | 25850 | 21658 | 18887 |
2.5% | 66374 | 48171 | 38400 | 34072 | 27078 | 22924 | 20190 |
3% | 67519 | 49342 | 39598 | 35288 | 28339 | 24232 | 21543 |
3.5% | 68677 | 50530 | 40818 | 36530 | 29635 | 25581 | 22946 |
4% | 69847 | 51736 | 42061 | 37798 | 30965 | 26972 | 24395 |
4.5% | 71029 | 52959 | 43326 | 39091 | 32328 | 28403 | 25891 |
5% | 72224 | 54199 | 44613 | 40409 | 33723 | 29872 | 27431 |
5.5% | 73430 | 55456 | 45922 | 41752 | 35151 | 31379 | 29014 |
6% | 74649 | 56731 | 47253 | 43121 | 36609 | 32923 | 30637 |