Monthly Repayment |
HKD$2,520
|
Initial Payment |
HKD$0.37 Millions
|
Loan Amount |
HKD$0.37 Millions
|
Total interest |
HKD$0.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,975
|
Agency Fee |
HKD$7,300
|
Total Expense |
HKD$15,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4500 | 3197 | 2496 | 2184 | 1678 | 1375 | 1173 |
1.5% | 4580 | 3277 | 2576 | 2265 | 1761 | 1459 | 1259 |
2% | 4660 | 3358 | 2659 | 2348 | 1846 | 1547 | 1349 |
2.5% | 4741 | 3440 | 2742 | 2433 | 1934 | 1637 | 1442 |
3% | 4822 | 3524 | 2828 | 2520 | 2024 | 1730 | 1538 |
3.5% | 4905 | 3609 | 2915 | 2609 | 2116 | 1827 | 1639 |
4% | 4989 | 3695 | 3004 | 2699 | 2211 | 1926 | 1742 |
4.5% | 5073 | 3782 | 3094 | 2792 | 2309 | 2028 | 1849 |
5% | 5158 | 3871 | 3186 | 2886 | 2408 | 2133 | 1959 |
5.5% | 5245 | 3961 | 3280 | 2982 | 2510 | 2241 | 2072 |
6% | 5332 | 4052 | 3375 | 3080 | 2614 | 2351 | 2188 |