Monthly Repayment |
HKD$20,742
|
Initial Payment |
HKD$2.92 Millions
|
Loan Amount |
HKD$4.37 Millions
|
Total interest |
HKD$1.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$218,700
|
Legal Fee |
HKD$35,725
|
Agency Fee |
HKD$72,900
|
Total Expense |
HKD$327,325
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53936 | 38318 | 29912 | 26178 | 20115 | 16484 | 14068 |
1.5% | 54885 | 39274 | 30878 | 27151 | 21106 | 17493 | 15095 |
2% | 55844 | 40246 | 31864 | 28147 | 22127 | 18539 | 16167 |
2.5% | 56814 | 41233 | 32870 | 29165 | 23177 | 19622 | 17282 |
3% | 57794 | 42235 | 33895 | 30206 | 24258 | 20742 | 18440 |
3.5% | 58785 | 43252 | 34939 | 31268 | 25367 | 21897 | 19641 |
4% | 59787 | 44284 | 36003 | 32353 | 26505 | 23087 | 20882 |
4.5% | 60799 | 45331 | 37085 | 33460 | 27672 | 24312 | 22162 |
5% | 61821 | 46393 | 38187 | 34589 | 28866 | 25569 | 23480 |
5.5% | 62854 | 47469 | 39308 | 35739 | 30088 | 26860 | 24835 |
6% | 63897 | 48560 | 40447 | 36910 | 31336 | 28181 | 26224 |