Monthly Repayment |
HKD$172,612
|
Initial Payment |
HKD$36.4 Millions
|
Loan Amount |
HKD$36.4 Millions
|
Total interest |
HKD$15.38 Millions
|
complete insurance payment |
HKD$109,200 (0.3%)
|
Stamp Duty |
HKD$3,094,000
|
Legal Fee |
HKD$199,500
|
Agency Fee |
HKD$728,000
|
Total Expense |
HKD$4,130,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 448857 | 318879 | 248925 | 217852 | 167401 | 137181 | 117076 |
1.5% | 456751 | 326841 | 256967 | 225950 | 175646 | 145576 | 125623 |
2% | 464734 | 334928 | 265172 | 234237 | 184141 | 154282 | 134541 |
2.5% | 472805 | 343142 | 273541 | 242711 | 192884 | 163296 | 143824 |
3% | 480964 | 351481 | 282071 | 251371 | 201873 | 172612 | 153463 |
3.5% | 489210 | 359944 | 290762 | 260217 | 211105 | 182226 | 163452 |
4% | 497544 | 368532 | 299614 | 269246 | 220576 | 192132 | 173779 |
4.5% | 505965 | 377243 | 308625 | 278457 | 230284 | 202323 | 184433 |
5% | 514474 | 386078 | 317793 | 287848 | 240223 | 212790 | 195403 |
5.5% | 523069 | 395035 | 327118 | 297418 | 250390 | 223527 | 206675 |
6% | 531751 | 404114 | 336599 | 307163 | 260780 | 234525 | 218236 |