Monthly Repayment |
HKD$24,165
|
Initial Payment |
HKD$2.18 Millions
|
Loan Amount |
HKD$5.1 Millions
|
Total interest |
HKD$2.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$218,400
|
Legal Fee |
HKD$35,700
|
Agency Fee |
HKD$72,800
|
Total Expense |
HKD$326,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 62840 | 44643 | 34849 | 30499 | 23436 | 19205 | 16390 |
1.5% | 63945 | 45757 | 35975 | 31633 | 24590 | 20380 | 17587 |
2% | 65062 | 46890 | 37124 | 32793 | 25779 | 21599 | 18835 |
2.5% | 66192 | 48039 | 38295 | 33979 | 27003 | 22861 | 20135 |
3% | 67334 | 49207 | 39489 | 35192 | 28262 | 24165 | 21484 |
3.5% | 68489 | 50392 | 40706 | 36430 | 29554 | 25511 | 22883 |
4% | 69656 | 51594 | 41945 | 37694 | 30880 | 26898 | 24329 |
4.5% | 70835 | 52814 | 43207 | 38984 | 32239 | 28325 | 25820 |
5% | 72026 | 54050 | 44491 | 40298 | 33631 | 29790 | 27356 |
5.5% | 73229 | 55304 | 45796 | 41638 | 35054 | 31293 | 28934 |
6% | 74445 | 56576 | 47123 | 43002 | 36509 | 32833 | 30553 |