Monthly Repayment |
HKD$20,713
|
Initial Payment |
HKD$2.91 Millions
|
Loan Amount |
HKD$4.37 Millions
|
Total interest |
HKD$1.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$218,400
|
Legal Fee |
HKD$35,700
|
Agency Fee |
HKD$72,800
|
Total Expense |
HKD$326,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53862 | 38265 | 29871 | 26142 | 20088 | 16461 | 14049 |
1.5% | 54810 | 39220 | 30836 | 27114 | 21077 | 17469 | 15074 |
2% | 55768 | 40191 | 31820 | 28108 | 22096 | 18513 | 16144 |
2.5% | 56736 | 41177 | 32824 | 29125 | 23146 | 19595 | 17258 |
3% | 57715 | 42177 | 33848 | 30164 | 24224 | 20713 | 18415 |
3.5% | 58705 | 43193 | 34891 | 31226 | 25332 | 21867 | 19614 |
4% | 59705 | 44223 | 35953 | 32309 | 26469 | 23055 | 20853 |
4.5% | 60715 | 45269 | 37035 | 33414 | 27634 | 24278 | 22132 |
5% | 61736 | 46329 | 38135 | 34541 | 28826 | 25534 | 23448 |
5.5% | 62768 | 47404 | 39254 | 35690 | 30046 | 26823 | 24801 |
6% | 63810 | 48493 | 40391 | 36859 | 31293 | 28143 | 26188 |